Buffer annuities allow you to take part in the growth of one or more underlying market indexes (such as the S&P 500), while at the same time keeping your account from incurring a set amount of loss. The Annuity Gator. So let’s get started! When going online to get annuity education and information, what you’ll find is that most of the websites are run by annuity agents. As an income source for investors who have a longer timeline. Reviews are posted at the request of readers so they could see an independent perspective when breaking down the positives and negatives of specific annuity contracts. When the underlying index performs well, a. The Annuity Gator’s End Take on the Brighthouse Income Annuity While an immediate annuity may not be right for everyone, the Brighthouse Income Annuity could be a good option for you if you are seeking the following benefits: >A reliable income stream right away (or one that starts relatively soon after purchasing the annuity). The Annuity Gator’s End Take on the AXA Structured Capital Strategies Variable Annuity Where it works best: When considering the AXA Structured Capital Strategies annuity, it can often work best in scenarios where an investor wants to be invested in the market, but yet is concerned with taking on too much market risk. The annual charges for these are 0. I help clients all over the country find ways to generate more retirement income and see how to securely protect their money during these turbulent times. The Annuity Gator’s End Take on the F&G Next Generation Accumulation Annuity – Power Accumulator Where it works the best: Although this fixed indexed annuity offers many nice benefits, it will typically work the best for those who are seeking the following attributes: Safety of principalThe Annuity Gator’s End Take on the Midland National Life Paragon Plus 14 Annuity Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate. You can compare and research over 100 retirement annuities without meeting with a sales agent, and get personalized and customized strategies. It is rated highly by the insurer rating agencies, with an A- (Excellent) from A. I help clients all over the country find ways to generate more retirement income and see how to securely protect their money during these turbulent times. This annuity is designed to provide the potential for growth, without the risks that are associated with investing in the stock market. The Annuity Gator’s End Take on the American Equity Bonus Gold Annuity Review Where it works best: For producing a reliable, “pension-like” guaranteed income stream (although there are other annuities with higher guaranteed income at this time) For producing an income for life that cannot be outlived by a surviving spouse Annuity details can be somewhat cumbersome to digest. I specialize in helping my clients financially prepare for retirement, which often includes the proper use of annuities. The Annuity Gator’s End Take on the Nationwide INCOME Promise Select Annuity Even though an immediate annuity isn’t the right option for everyone, there are some scenarios where it could fit in quite nicely. The Annuity Gator’s End Take on Canvas Annuity At Annuity Gator, we feel that annuities are good financial options – provided that they are purchased for the right reasons. These contributions are tax-deductible and they grow tax-deferred. The goal is to help you take the guesswork out of retirement planning and find the best insurance coverage at the cheapest rates. My name is Barbara Halperin, I specialize in helping Americans financially prepare for retirement with the proper use of annuities. The Annuity Gator’s End Take on the SecureOption 3 Annuity from Minnesota Life/Securian Financial Group Where this annuity works best: Just like all product or service offerings, there will usually be some pros and some cons with annuities, meaning that the item or service may work well for some, and not-so-well for others. We also offer in-depth details and reviews on hundreds of annuities in our annuity review database. Sources Retirement Uses for Your Health Savings Account (HSA). Despite the current volatility in the market and the low. The Annuity Gator’s End Take on the Great West Smart Track Advisor Variable Annuity Where it works best: The Smart Track Advisor Variable Annuity from Great West Financial can be a viable option for those who: Are seeking the opportunity for a higher rate of return; Have a higher risk tolerance, and can better endure the ups and downs of the. The Annuity Gator’s End Take on the Great American Landmark 3 Fixed Index Annuity Where it works the best: Although this annuity comes with a number of nice benefits, it will typically work the best for those who are seeking the. The opportunity for index-linked growth. That’s where having an Annuity Investigator who loves math comes in. The Annuity Gator’s End Take on the Jackson National Elite Access Advisory Variable Annuity Where it works the best: For those who are seeking the opportunity for a higher rate of return; For those who have a higher tolerance for risk; Where it works the worst: If you have a low tolerance for risk; If you are seeking protection of principal The Axiom II annuity product also charges an annual mortality and expense fee (M&E) of 1. This annuity tracks the S&P 500 index. In other words, this product is a variable and index-linked annuity contract that provides for the accumulation of retirement savings, on a tax-deferred basis. 5 billion in assets, and had nearly $13 billion of total life insurance in force. The Annuity Gator’s End Take on the Northwestern Mutual Select Platinum Annuity Where it works best: There are several areas where this annuity could work well, such as for those who are seeking: Protection of principal – regardless of what occurs in the market A set interest rate for a guaranteed period of timeOur experts place a key focus on retirement income and related needs. If you’re still considering the Safe Haven 5 annuity from Atlantic Coast Life Insurance. The Annuity Gator’s End Take on the Jefferson National Monument Advisor Annuity Product Where this annuity works best:Jackson National describes the RateProtector annuity as a multi-year fixed annuity that offers 3-, 5-, or 7-year interest rate guarantee options. Hagin . We can be reached by phone at (888) 440-2468 and via email by going to our secure online contact form. I specialize in helping my clients financially prepare for retirement with the proper use of annuities. We look forward to helping you protect the ones you love with your own unique legacy. Annual withdrawals of 3. 0 if you: Own, or plan to purchase, an associated Prudential Premier variable annuity; Are looking for a way to attain guaranteed income for your life, no matter how long that may be;American Equity Investment Life Insurance Company, the parent company of Eagle Life Insurance Company, has a strong financial footing, with more than $53 billion in assets. For the full year 2019, United Heritage Life Insurance Company took in nearly $102 million in insurance and annuity premium for a net income in excess of $5 million. I specialize in helping my clients financially prepare for retirement, which often includes the proper use of annuities. M. We can help you with the following three areas: 1). The Annuity Gator’s End Take on the Jackson National Perspective L Series Variable Annuity Where it works best: When considering the Jackson National Perspective L Series annuity, it can typically work best when an investor wants to be invested for market growth – and wants the ability to diversify – and still wants the opportunity for. Despite the current volatility in the. Annuity Gator has 5 stars! Check out what 358 people have written so far, and share your own experience. Feel free to contact us any time to ask a question or set up a time to chat with an annuity specialist. The smart way to get honest annuity guidance. The Annuity Gator’s End Take on the New York Life Premier Variable Annuity ll Where the annuity works best: As a variable annuity, the Premier Variable Annuity ll from New York Life could be a viable option for those who: Want the opportunity for high, market-related returns Are seeking a lifetime incomeAXA describes the Structured Capital Strategies Plus annuity as a tax-deferred financial product that provides the opportunity for upside potential, as well as downside protection. (888) 440-2468. Where it works best: The American National Palladium Century 1 fixed annuity will generally work best for those who are looking for: Safety/protection of principal. Despite the current volatility in the. We have been at this for quite a while now – far longer than our competitors have – even though there are now a number of “copycat” websites that are popping up all over the. And, because of the in-depth reviews that we provide, we have become a highly. The Annuity Gator’s End Take on the American National Strategy Indexed PLUS 7 Fixed Index Annuity Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a. Fixed annuities like the Secure Legacy MYGA product offer a great deal of certainty, even in an uncertain financial world. As of mid-2019, Equitable had more than $952 million in admitted assets, which is a 96% increase from just one year prior. have an annuity question? Our Advisors. This single premium fixed deferred annuity can provide long-term asset growth, with protection from care costs built directly into the annuity. 6%, with an account value of $110,000, which gives you an annual income for life of $5,160. Calculate all of the annuity fees (some annuities have obscure fees). Although these fees can be steep, they are roughly the same that would be paid to a financial advisor managing stocks. The Annuity Gator’s End Take on the AXA Investment Edge Variable Annuity Where it works best: When considering the AXA Investment Edge annuity, it can oftentimes work the best in situations where an investor has already “maxed out” his or her employer-sponsored retirement plan and/or IRA accounts and still wants the ability to invest in. Initial contact was expedient. We have been at this for quite a while now – far longer than our competitors have – even though there are now a number of “copycat” websites that are popping up. The Annuity Gator’s End Take on the Atlantic Coast Life Retirement Plus Multiplier Fixed Index Annuity Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate of growth than that of a regular fixed annuity; Safety of principal; A long-term commitment to the. The company is not an annuities broker and it’s not an insurance company. The Annuity Gator’s End Take on the American Equity Bonus Gold Fixed Indexed Annuity Where it works the best: This annuity may work the best for those who are looking for: Safety of principal; The opportunity for index-linked growth; Guaranteed lifetime income in. The Annuity Gator’s End Take on the Prudential Premier Retirement B HDI v3. At the 15 year mark, you would have received a total of $77,000, and at the 20-year mark, you would have received just over $103,000. You can reach us by phone at (888) 440-2468, or you can send us an email via our secure online contact form. M. 8 VERIFIED COMPANY annuitygator. But the tradeoff here is these riders oftentimes require an added expense. Annuity Gator provided the contact with Joshua, and I am glad they did. We. Basically, it has an option that tracks 4 different equity indexes and after a year is complete it “looks back” at the four and allocates your money retroactively toward the index that performs the best. The Annuity Gator’s End Take on the MassMutual RetireEase Deferred Income Annuity Where it works the best: This annuity could be a good option for those who: Anticipate a long lifespan; Will need retirement income in the extended future (up to 30 years before it begins) Are seeking a guaranteed income later in lifeThe Annuity Gator’s End Take on the Northwestern Mutual Fee Based Select Variable Annuity Where this annuity works the best: There is no one-size-fits-all investment that is right for everyone. The Annuity Gator’s End Take on the American Classic Annuity from American Life Where it works best: This particular annuity will usually work the best for those who are looking for: Guaranteed lifetime income Safety of principal Slow and steady tax-deferred growth An interest rate guarantee for a set period of timeLearn More About Me. This is the place to go if you are looking for comprehensive and up-to-date information on the kinds of annuities sold to investors today. They use a combination of. After researching a 60 and 115% fund index rates I noticed that after the initial period of 12 to 24. The Annuity Gator’s End Take on the Athene Ascent 10 Bonus 2. That’s why we work with consumers to help them better understand how annuities work, and how certain annuities may or may not be right for particular goals and needs. He took the time to educate me on the alternatives available in the field of annuities. We look forward to helping you create your retirement savings and income strategy. The Annuity Gator’s End Take on the Jackson National Life BonusMAX Two Annuity Where it works best: The Jackson National BonusMAX Two annuity may work the best for those who are looking for the following: Safety of principal; Guaranteed lifetime income; Guaranteed rate protection – at least for a short period of time after purchasing the. According to the Allianz Life 360 Annuity brochure, a surrender charge may also be assessed to you if you begin your income stream prior to the sixth contract year in which you have the annuity. An annuity is designed to give you income. Independent & Objective Reviews on Annuity InvestmentsAnnuity Gator | 88 followers on LinkedIn. I specialize in helping Americans financially prepare for retirement with the proper use of annuities. We launched our educational blog to provide objective and helpful information to help you financially prepare for retirement. Based in Boston, this large financial services company holds (as of September 30, 2017) roughly $6. We have been at this for quite some time now – far longer than our competitors have – even though there are now a number of “copycat” websites that are popping up. M. The Annuity Gators End-Take on the Nationwide Destination C Variable Annuity. Annuity Basics. The Annuity Gator’s End Take on the Ultra-Premier 7 Annuity from United of Omaha Where it works best: While this particular annuity may not be ideal for everyone, it could be a nice option if you are seeking the following features: Guaranteed growth for a set period of time (in this case, for 7 full years)Annuity Gator is made up of a team of annuity and retirement income planning experts. If you would like to see what is possible for you in terms of generating retirement income, based on your intended retirement age, feel free to contact the specialists at Annuity Gator by calling (888) 440-2468 or by. At Annuity Gator, our focus is on educating consumers and financial advisors on how annuities work, and how they can be incorporated into a tax-advantaged savings and a retirement income plan. The Annuity Gator’s End Take on the Kansas City Life GrowthTrack Flexible Deferred Fixed Annuity Where this annuity works best: While it admittedly has a few flaws, the GrowthTrack Flexible Deferred Fixed Annuity from Kansas City Life Insurance Company could still be a viable option for those who are seeking the following benefits:Throughout the years, the company has merged and grown into a large insurance and annuity marketplace that now generates in excess of $250 million in new premiums each year, and (as of year-end 2018), held more than $530 million in total assets. Guaranteed income throughout retirement. As of mid-2020, Security Benefit Life held more than $41 billion in consolidated assets under management, and statutory revenue of nearly $5 billion. I specialize in helping my clients financially prepare for retirement, which often includes the proper use of annuities. 11:13 AM, 29 January 2019 . I help clients all over the country find ways to. I filled out all the paper work, contacted my financial advisor, contacted Athene by phone and waited. The Annuity Gator’s End Take on the Pacific Life Pacific Index Foundation Fixed Index Annuity Where it works best: The Pacific Index Foundation fixed indexed annuity could be a viable choice for you if you are seeking the following: Protection of your principal; The potential for higher growth than with a regular fixed annuity or CDThe Annuity Gator’s End Take on the Midland National Dynamic Choice 5 Year Annuity Where it works best: This particular annuity will typically work the best for those who are looking for the following benefits: A short-term interest rate guarantee – in this case, five years; Safety of principal; Guaranteed lifetime income in the futureThe Annuity Gator’s End Take on the Sentinel Security Life Guaranteed Income Annuity Where it works best: This particular annuity will usually work the best for those who are looking for: Guaranteed lifetime income; Safety of principal; Slow and steady growth over time; Where it works the worst: This annuity may not be an ideal fit if you:At Annuity Gator, we are a team of experienced financial and annuity professionals who focus on providing in-depth, and unbiased, annuity reviews on the Internet. The Annuity Gator’s End Take on the New York Life Annuity: Guaranteed Lifetime Income Where this annuity works best: Although an immediate annuity may not be the ideal solution for everyone’s needs, this product could be a good option for you if you are seeking the following key benefits:My name is Kyle Morgan. For instance, this annuity can provide you with a personal pension-like income. The Annuity Gator’s End Take on the Lincoln American Legacy Variable Annuity Where it works best: When considering the Lincoln American Legacy annuity, it can often work best in situations where an investor wants to be invested in the market, but yet is concerned with taking on too much risk. The Annuity Gator’s End Take on the American National Palladium Century 1 Annuity. Nationwide has a history of strength that has lasted for more than 90 years, and today it is one of the largest insurance and financial services companies in the world. I specialize in helping Americans financially prepare for retirement with the proper use of annuities. This company is known for its strong balance sheet, as well as good, solid capitalization levels and significant earnings base. S If you would like to read more of our VOYA Financial annuity reviews here is a link to check out: Voya Life Guarantee Choice Fixed Deferred Annuity . The Annuity Gator’s End Take On Preference Plus MetLife Variable Annuity Where it works best: For producing a reliable, “pension-like” guaranteed income stream (so long as “Fixed Income” option is elected to guaranteed a consistent income payout) For producing an income for life that cannot be outlived by a surviving spouse According to the Allianz Endurance Plus Annuity Product Profile, this is a fixed indexed deferred annuity that offers a bonus and enhanced interest that is added to the product’s Enhanced Withdrawal Benefit (EWB) value. The Annuity Gator’s End Take on the Farm Bureau Select IV New Money 4 Multi-Year Guarantee Annuity Where this annuity works best: Just like all products, there can be some pros and cons, meaning that the item or service may work well for some, and not-so-well for others. 20% for a single Life or 2. According to the Jackson National Life Insurance Company brochure on the BonusMAX One annuity, this product is a flexible premium deferred fixed annuity that can provide you with the following benefits: Preservation of principal. (There are several other rate guarantee periods also available on the Solutions MYG annuities). 35% respectively. The Annuity Gator’s End Take on the Mass Mutual Stable Voyage 7-Year MYGA Annuity Where it works best: For those who are seeking safety of principal; For those who want a set rate of growth (at least during the guarantee period of 7 years, and possibly a renewed guarantee period) For those who are seeking a set, ongoing income stream in. How to get guaranteed increasing income for the rest of your life. So, if you would like to set up a time to talk with an Annuity Gator retirement income expert, feel free to contact us by phone at (888) 440-2468 or via email, through our secure online contact form. Best, and an A- (Strong) from Standard & Poor’s. With the Elite Access Advisory annuity from Jackson National, you will run into a number of charges, which in turn can have a negative impact on your overall return. This annuity allows you to turn a lump sum of money into a steady income stream right way. 4 billion in operating revenues and operating income in excess of $774 million,. 21% and 1. The Annuity Gator’s End Take on the American Equity Choice 10 Fixed Index Annuity Where it works best: The bottom line on the Choice 10 is that this annuity may work the best for people who are looking for the following features: Safety of principal; The opportunity for index-linked growth; Guaranteed lifetime income in retirement The Annuity Gator’s End Take on the Farm Bureau Select IV New Money 4 Multi-Year Guarantee Annuity Where this annuity works best: Just like all products, there can be some pros and cons, meaning that the item or service may work well for some, and not-so-well for others. With that in mind, having an income plan in place before it is actually needed is highly recommended. And, this money doesn’t necessarily have to be your hard-earned retirement savings. So, at that time (fall 2021), there is no track record on which to base its performance. I help clients all over the country find ways to generate more retirement income and see how to securely protect their money during these turbulent times. The Annuity Gator’s End Take on the Athene Agility 10 Annuity Where it works the best: The Athene Agility 10 Year Fixed Indexed annuity could work for you if you are looking for: Safety of your principal – regardless of what occurs in the market; The opportunity for index-linked growth; Guaranteed lifetime income in retirement The Annuity Gator’s End Take On The Prudential Variable Annuity. 00%. But, if you are leaning towards the Fidelity Investment Life Insurance Company Personal Retirement Variable Annuity, then it could be a viable option for you if you are. My name is Brian Greco. In addition, there is an annual service charge of $35, up to a maximum of $50. Have an annuity question? Your information is 100% confidential and your email will never be spammed! Just a friendly response to answer your questions and help point you in the right direction. In addition, there is an annual service charge of $35, up to a maximum of $50. (The. Adam Grubius LICENSED ANNUITY ADVISOR. It’s our firm belief that when. Our annuity ranking software will help you compare the best annuities for retirement and recommend a customized annuity strategy, so you can get the most bang for your buck. Considered strong and stable financially, Upstream has been assigned a B++ rating from A. The Principal Financial Group (often simply referred to as The Principal) is a global financial investment management leader that is headquartered in Des Moines, Iowa. Given this, it is important to consider any annuity a long term financial endeavor. 10% to . My name is William Seeley. When you initially purchase an annuity, funds may be contributed in a number of ways, depending on whether the annuity is immediate or deferred. Independent annuity professionals provide honest. Dynamic Balanced Index II May 2016 – April 2017. This seemingly endless stream of annuity. As a source of guaranteed income delivered by a reputable company. The Capital Bonus 2 Fixed Annuity is described by Horace Mann as a fixed product that offers non-guaranteed interest bonuses in the first two contract years. The Annuity Gator’s End Take on the Lincoln Financial Lifetime Income Edge Fixed Index Annuity Where it works best: The Lincoln Financial Lifetime Income Edge Fixed Index Annuity may be a viable option for you if you are looking for: Protection of your principal; The potential for higher growth; A lifetime stream of guaranteed income The Annuity Gator’s End Take on the AXA Retirement Cornerstone Variable Annuity Where it works best: If you are considering the AXA Retirement Cornerstone annuity, it may work best for those who want to be invested for market growth – and also want the opportunity to diversify funds – along with having the opportunity for retirement. As of year-end 2018, The State Life Insurance Company held roughly $8. Buffer annuities allow you to take part in the growth of one or more underlying market indexes (such as the S&P 500), while at the same time keeping your account from incurring a set amount of loss. Despite the current volatility in the market and the low. The Annuity Gator’s End Take on the Great American Index Protector 7 Fixed Index Annuity Where it works the best: Even with all of its enticing features, the Index Protector 7 annuity may or may not be right to everyone. This annuity requires a minimum initial purchase payment of $25,000 with minimum subsequent premium payments of at least $1,000. ) By paying this fee, your money will grow or step-up in a separate account. We have been at this for quite a while now – far longer than our competitors have – even though there are now a number of “copycat” websites that are popping up. My name is Ryan Smith, and I specialize in helping my clients financially prepare for retirement, which often includes the proper use of annuities. Despite the current volatility in the. Annuities are a unique product in that. 6%, with an account value of $110,000, which gives you an annual income for life of $5,160. The table below shows how the performance of the S&P 500 index affects the interest that is credited to the value in the index account. The Annuity Gator’s End Take on the Eagle Life Select 10 Fixed Indexed Annuity Where it works the best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate of growth as versus a regular fixed annuity; Safety of principal; Guaranteed lifetime income We also created an online annuity quiz that over 10,000 people have taken. We have been doing this very well for quite a while now – far longer than our competitors have – even though there are now a number of “copycat” websites that are popping. Annuity Gator educates investors on the benefits and advantages of choosing to invest in annuities. These indexes serve as benchmarks for market growth and determine the annuity’s returns during the contract term or term length. This charge starts out at 7% in Year 1, and it gradually grades down to 1% in Year 7, until it eventually reaches 0% in Year 8 and beyond. Watch Our Client CASE STUDY Video: See How We Helped One Couple Retire 5 Years Early, With A Complete Retirement Strategy (Make sure your sound is turned on, also please wait up to 10 seconds for the video to load)Here at Annuity Gator, we provide you with annuity reviews that are thorough and independent – so we are objective about the information that we offer. The Annuity Gator’s End Take on the SecureOption 9 Annuity from Minnesota Life/Securian Financial Group Where this annuity works best: Just like all product or service offerings, there will usually be some pros and some cons with annuities, meaning that the item or service may work well for some, and not-so-well for others. My name is Mark Newman. But it will typically work the best for those who are seeking the following attributes:The Annuity Gator’s End Take on the Lincoln Impact Advantage Fixed Index Annuity Where it works best: Although this annuity may not be ideal for everyone, it could be a nice option if you are seeking the following features: The option for market index-linked growth; Protection of your principal; Guaranteed income in retirementWhile an annuity can provide you with a stable income source in retirement, not all annuities operate the same. Independent Review of the Voya Life Guarantee Choice Fixed Deferred Annuity . The Annuity Gator’s End Take on the Lincoln Financial Lifetime Income Edge Fixed Index Annuity Where it works best: The Lincoln Financial Lifetime Income Edge Fixed Index Annuity may be a viable option for you if you are looking for: Protection of your principal; The potential for higher growth; A lifetime stream of guaranteed incomeThe Annuity Gator’s End Take on the AXA Retirement Cornerstone Variable Annuity Where it works best: If you are considering the AXA Retirement Cornerstone annuity, it may work best for those who want to be invested for market growth – and also want the opportunity to diversify funds – along with having the opportunity for retirement. The Annuity Gator’s End Take on the American National Strategy Index Annuity Plus 10 Where it works the best: This particular annuity will generally work the best if you are looking for: The opportunity to obtain a higher rate. As of year-end 2018, American Equity. I specialize in helping my clients financially prepare for retirement, which often includes the proper use of annuities. Fixed, variable, and indexed annuities all offer the opportunity to convert, or “annuitize”, and generate a stream of income for a set time period, or even for the remainder of your lifetime. For any annuity-related questions you may have, feel free to reach out to us directly at (888) 440-2468, or send us an email. At Annuity Gator, we take the frustration out of shopping for annuities. We can be reached by phone at (888) 440-2468 , or by sending us an. It may take a couple of days to be placed on our site, so please check back later this week or early next to read over the information on this. My name is Donna Lee. Your personal info might be collected and sold to a random insurance. All of this adds up to the Annuity Gator commitment that you’ll get peace of mind knowing how much you need to comfortably retire and — which annuities can provide you the highest guaranteed benefits. The Annuity Gator’s End Take on the Thrivent Financial Security Plus MYGA Annuity Where it works best: This particular annuity will typically work the best if you are looking for: A short-term interest rate guarantee (in this case, the first two years) Safety of principal;The Annuity Gator’s End Take on the Fidelity & Guaranty FG Guarantee Platinum 3 MYGA Annuity Where this annuity works best: Just like all products and services, there can be some pros and cons, meaning that the item or service may work quite well for some, and not-so-well for others. So in this scenario, you would actually be guaranteed a rate of 4. 0 out of 5. The Annuity Gator’s End Take on the NCIT – American Funds Lifetime Income Builder TDS The NCIT – American Funds Lifetime Income Builder is a new, hybrid financial vehicle. In fact, within a relatively short time for an insurer. You will also find that as of late June 2019, the company had closed out 136 complaints over the past. ) By paying this fee, your money will grow or step-up in a separate account. The company specializes in annuities, as well as mutual funds, retirement plans, and life insurance coverage. Annuity Gator helps people research and compare annuities with free information and advice from licensed professionals. 75% to 6%, depending on your age and the income option. The Annuity Gator’s End Take on the Athene Ascent 10 Bonus 2. The Annuity Gator’s End Take on the Lincoln ChoicePlus Assurance Variable Annuity Where it works best: For investors who have a high tolerance for risk. A 200% guaranteed withdrawal benefit that guarantees to double your income, provided that you wait until the later of 12 years or age 70 to begin taking your withdrawals. Indexed Annuity; Deferred Annuity; Fixed Annuity; Variable Annuity; Annuity Reviews. Opening Thoughts on the Nationwide Trio Select Plus 1 Year Annuity. The Jackson National Perspective II variable annuity has had its ups and downs throughout the years. Here you’ll find truthful, clean and understandable information regarding annuities. These charges typically apply to withdrawals taken out of the account during the first six to eight years, and they are one-time fees, but surrender periods could last for as long as 10 years. Here at Annuity Gator, we publish the most comprehensive independent annuity reviews online and have been doing it longer than many of the copycat annuity review websites you see now. I specialize in helping my clients financially prepare for retirement with the proper use of annuities. The Annuity Gator’s End Take on the Pacific Life Expedition Fixed Deferred Annuity Where it works the best: The Pacific Life Expedition Fixed Deferred Annuity, while not for everyone, could be a good option if you are seeking: A guaranteed rate of interest for a set period of time (in this case, either 5 or 7 years)Opening Thoughts on the Principal Preferred Series Annuity. 0 Fixed Index Annuity with Income Rider 1: Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate of growth than that of a regular fixed annuity;The Annuity Gator Podcast “Our podcast features ideas, tips and tricks to help you achieve your dream retirement. The Annuity Gator’s End Take on the Fidelity & Guaranty FG Guarantee Platinum 7 MYGA Annuity Where this annuity works best: Just like all products and services, there can be some pros and cons, meaning that. However, the fine points and pitfalls of the annuity suggested were not fully explained. (Although up to $35 can be waived with net premiums paid or a policy value of $50,000 or more – and up to $50 can be waived if your policy value is $250,000 or more). I help clients all over the country find ways to generate more retirement income while securely protecting their money during these turbulent times. The Annuity Gator’s End Take on the Allianz 222 Annuity with Protected Income Value (PIV): Where it works best: For producing a reliable, “pension-like” guaranteed income stream / lifetime withdrawals (although there are other annuities with higher guaranteed income at this time) Annuity Gator pledges only to recommend annuities that are the right fit for your retirement funding and circumstances. 2 Living Benefit Rider is only available with Transamerica variable annuities – so if you own an annuity that is fixed or fixed indexed and/or if the annuity was purchased through a different insurance company, then this. My name is Jason Siebert. Competitive interest rates. Independent annuity professionals provide honest advice, better products and personalized products for your situation. Annuity Basics. 2 billion in equity. The Annuity Gator’s End Take on the Nationwide INCOME Promise Select Annuity Even though an immediate annuity isn’t the right option for everyone, there are some scenarios where it could fit in quite nicely. Annuity Gator is an annuity marketplace, allowing customers to compare to annuities to find the best option. At Annuity Gator, we are a team of experienced financial and annuity professionals who focus on providing in-depth, and unbiased, annuity reviews on the Internet. We want you to be able to determine for yourself whether or not the annuity that is being discussed truly makes sense for your specific goals and needs. With this annuity, there is an annual insurance charge of 0. At Annuity Gator, we are a team of experienced financial and annuity professionals who focus on providing in-depth, and unbiased, annuity reviews on the Internet. Your broker or plan administrator can set this up for you. These contributions are tax-deductible and they grow tax-deferred. Annuity Gator exclusively works with a select group of vetted, independent advisors that specialize in delivering sound retirement planning strategies and unbiased annuity recommendations. In reality, the only way to know if this annuity is a good fit for your specific situation is to have it tested. Income that can keep pace with inflation and market growth. For instance, if you withdraw more than 10% of the annuity’s contract value within the first full nine years, you will incur a withdrawal fee. I help clients all over the country find ways to generate more retirement income and see how to grow and protect their money during these turbulent times securely. Compare the annuity’s performance against. 0 Optional Income Benefit If you are seeking a guaranteed income for life, then the MyPath Ascend optional income benefit rider may be a viable choice for you. We are a team of annuity and retirement income experts, and we can help you to compare your options and narrow down which – if any – annuity is right for you. At Annuity Gator, we are a team of experienced financial and annuity professionals who specialize in providing in-depth, and unbiased, annuity reviews on the Internet. With that in mind, some of the key advantages to purchasing through Canvas Annuity could be: Convenience (the entire transaction can take place online) Low or no feesWelcome to Annuity Gator, your online portal to the most comprehensive, unbiased reviews of annuity products today. A bonus of between 5% and 7% that can offer you growth – even in a down or flat market year. A 200% guaranteed withdrawal benefit that guarantees to double your income, provided that you wait until the later of 12 years or age 70 to begin taking your withdrawals. 70% for joint life (both you and your spouse. So, if you would like to learn more, feel free to contact us at (888) 440-2468 , or send us an email by going to our secure online form . Feel free to contact us directly by phone at (888) 440-2468 and chat with one of our annuity specialists. The Annuity Gator’s End Take on the Upstream Life Secure Foundation Annuity Where this annuity could work best: Principal protection for a pre-set period of time – no matter what takes place in the stock market; Guaranteed lifetime income stream; Guaranteed interest rate protection (also for a specific period of time)The Annuity Gator’s End Take on the American Equity Guarantee 5 Multi-Year Guarantee Annuity Where this American Equity annuity works best: Just like all product or service offerings, there will usually be some pros and some cons with annuities, meaning that the item or service may work well for some, and not-so-well for others. My name is Zach Poitra. In the case of the Polaris Platinum III, the rate is a generous 6% guaranteed annually. I help clients all over the country find ways to generate more retirement income and see how to grow and protect their money during these turbulent times securely. The company offers more than. A bonus of between 5% and 7% that can offer you growth – even in a down or flat market year. In 2018, on top of the $18,000 regular limit to a 401 (k) plan, workers 50 and older can add an additional $6,000 per year in catch-up contributions. I help clients all over the country find ways to generate more retirement income and see how to grow and protect their money during these turbulent times securely. Plus, if you take withdrawals from the annuity before you turn age 59 1/2, you could also incur an additional 10% early withdrawal penalty from the IRS. 75% to 6%, depending on your age and the income. Many indexed annuities will actually allow you to track multiple indexes from a list of options. The NWL Global Lookback is a Fixed Index Annuity very different than anything I’ve seen on the market. Retirement annuities (or RA’s) are a type of fund in terms of the Pension Funds Act in that they are tax-advantaged investment vehicles designed for individual investors (versus employees who are participants in a workplace retirement fund). I help clients all over the country find ways to generate more retirement income and see how to securely protect their money during these turbulent times. Here, this annuity charges additional fund platform fees that can range from . Best and a Long-Term Issuer Credit Rating of bbb+. My name is William Seeley. There are some other key features to consider with the. The company states that annuities are generally best for investors between ages 50-75 with at least $100,000 in retirement savings. ”. Annuity Gator Terry Heys, CEO of Annuity Gator This is where text would go about annuities and explaining the video telling people why annuities are the way to. These updates include funds that have been merged into the annuity that was not previously available. I specialize in helping my clients financially prepare for retirement, which often includes the proper use of annuities. For investors who have a high tolerance for risk. On the USAA website, the Extended Guarantee Annuity is described as a deferred fixed annuity product where you can put in a lump sum of money and earn a guaranteed interest rate for a certain period of time. With our proprietary Annuity Software we can: Back-test the annuity against 50 years of previous stock market history. 5 trillion in total customer assets, and services approximately 26 million individual customers for which it transacts more than 1/2 million. Best, and an A- (Strong) from Standard & Poor’s. I help clients all over the country find ways to generate more retirement income and see how to securely protect their money during these turbulent times. The Annuity Gator’s End Take on the Great American Index Summit 6 Annuity Where it works the best: If you want the opportunity for a higher return than a regular fixed annuity; If you have a higher risk tolerance; If you plan to use the guaranteed income feature; Where it works the worst: If you want principal protection for all funds in the. 0 product could be a viable option for those who: Want the opportunity for high, market-related returns; Are seeking a lifetime incomeThe Annuity Gator’s End Take on the Sentinel Security Life Personal Choice 5 Annuity Where this annuity works best: If you are seeking protection of principal; If you want a set rate of growth (at least for the first 5 years) If you want the security of knowing you’ll have a guaranteed income in retirement;At Annuity Gator, we are a team of experienced financial and annuity professionals who focus on providing in-depth, and unbiased, annuity reviews on the Internet. Where it works best: A place to grow money tax deferred for someone already taking advantage of the maximum IRA and 401(k) amounts. The Balanced Choice Annuity Elevate (BCA Elevate) is a Fixed Indexed Annuity (FIA) that offers racy indexing options for investors who are looking to park their income money where it can earn more secure returns. As of year-end 2018, American Equity. With that in mind, some of the key advantages to purchasing through Canvas Annuity could be: Convenience (the entire transaction can take place online) Low or no fees Welcome to Annuity Gator, your online portal to the most comprehensive, unbiased reviews of annuity products today. If you’re still considering the Fidelity FG Guarantee. I think Mr. The Annuity Gator’s End Take on the Pacific Life Frontiers ll Deferred Fixed Annuity Where it works the best: If you want to lock into a set interest rate (for a set period of time) If you want to ensure that your principal is safe; If you plan to use the lifetime income feature;At Annuity Gator, we focus on educating consumers and financial professionals on how annuities work, and where they may – or may not – fit in an individual’s portfolio. My name is Matthew Taub. The Annuity Expert is an independent online insurance agency servicing consumers across the United States. The Annuity Gator’s End Take on the Nationwide Life Nationwide Summit AnnuityThe Annuity Gator’s End Take on the Great American AssuranceSelect 7 Plus Annuity Where it works the best: Although this fixed indexed annuity offers many nice benefits, it will typically work the best for those. We can be reached via phone, toll-free, at: (888) 440-2468 , or you can send us a message through our secure online contact form to schedule a time to chat with one of our retirement income. 12:36 PM, 16 June 2017 . The Annuity Gator’s End Take on the Midland National MNL IndexBuilder 10 Fixed Index Annuity Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate of growth than that of a. The insurance company that offers the annuity that you select will then compensate us for helping you find the right annuity. For instance, this annuity has ten years of back-end surrender charges. What's the biggest question that you have about annuities? *. Annuity Gator exclusively works with a select group of vetted, independent advisors that specialize in delivering sound retirement planning strategies and unbiased annuity recommendations; we are not beholden to any. At Annuity Gator we work for you, the investor, so our advice comes to you unbiased. We strive to create unbiased, yet highly comprehensive, annuity reviews – and we have been at this for far longer than most of those “copycat” websites out there. We’ve researched and reviewed hundreds of annuities over the years, and we continue to add new information to our annuity review database, which can be accessed at no cost anytime. At Annuity Gator, we are a team of experienced financial experts who are dedicated to helping you decode the complicated world of annuities. 60% a year, and the maximum annual fee for the life of the contract is 2. Where this annuity works the best: Considering all of this TIAA-CREF variable annuity’s pros and cons, it could be a good fit: For those who are looking for the opportunity to attain market-related growth. The company offers more than 100 in-depth company reviews, a free online quiz, and free consultations with no obligation. For years, we’ve made the annuity comparison process easy and understandable – which in turn, can make the annuity buying process much less. I specialize in helping my clients financially prepare for retirement with the proper use of annuities. So, in order to find the one that may be best for you, it is recommended that you discuss all of your potential options with an annuity specialist. My name is Scott Batchelar. That is because you can count on a set amount of income for as long as you need it – no matter how long that may be. Your choice of interest rate guarantee periods. The Annuity Gator’s End Take on the Guardian Secure Future Income Deferred Income Annuity Where it works the best: This annuity could be a good option for those who: Anticipate a long life; Will need retirement income in the extended future; Are seeking a guaranteed income;The Polaris annuity also has a surrender charge for the first seven years. So, if you have questions or want to learn more, contact us directly by calling (888) 440-2468 or you can send us an email through our secure online contact form. M. If you have been seeking more information about annuities online, you have. The minimum fee for this feature is . Based in Boston, this large financial services company holds (as of September 30, 2017) roughly $6. My name is Robert ”Bob” Gardner. I requested money from my Athene Annuity to repair an extremely damaged roof. We review annuity products nearly every day, so if you’ve got a question or want to have one annuity tested against another, we’re the people who can help. The Annuity Gator’s End Take on the Midland National MNL Guarantee Ultimate ll 5 Year Annuity Where it works best: This particular annuity will typically work the best for those who are looking for the following benefits: A short-term interest rate guarantee – in this case, five years; Safety of principal; Guaranteed lifetime incomeThe Annuity Gator’s End Take on the Securian MyPath Ascend 2. The Annuity Gator’s End Take on the American Legend III Fixed Indexed Annuity from Great American Where it works best: This annuity may work the best if you are looking for: Safety of your principal – regardless of what occurs in the market; The opportunity for index-linked growth; Guaranteed lifetime income in retirementThe Annuity Gator’s End Take on the New York Life Guaranteed Future Income ll DIA Where this annuity may work best: The New York Life Guaranteed Future Income ll Deferred Income Annuity may be a good option for you if you: Anticipate a long lifespan; Will need retirement income in the extended future;Hidden costs and fund participation rate variances explained by Annuity Gator. In the case of the Polaris Platinum III, the rate is a generous 6% guaranteed annually. 5 trillion in total customer assets, and services approximately 26 million individual customers for which it transacts more than 1/2 million commissionable trades per day! Have an annuity question? Your information is 100% confidential and your email will never be spammed! Just a friendly response to answer your questions and help point you in the right direction. We can also help you to narrow down the annuity (or annuities) that could work for your particular retirement and other financial objectives. OneAmerica/The State Life Insurance Company describes the Annuity Care ll as a guaranteed interest rate annuity that is combined with the protective elements for end of life care. But, if you are leaning towards the Northwestern Mutual Fee Based Select Variable Annuity, then it could be a viable option for you if you are seeking. Annuity Gator is a team of experienced financial experts who are dedicated to helping you decode the complicated world of annuities. com Visit this website Write a review 4. The fees that are paid for an annuity are absorbed by the dividends they pay and are only apparent if you go looking for them. Which sounds really cool at first. Where this annuity works the best: Considering all of this TIAA-CREF variable annuity’s pros and cons, it could be a good fit: For those. At year-end, United Heritage Life Insurance held nearly $627 million in assets and nearly $71 million in capital and surplus. The representative also went into detail and explained to me the pros and cons of my annuity. The amount of this charge will depend on the interest rate guarantee that is chosen – either a 5-year, 7-year, or 10-year. The Annuity Gator’s Take on the American Equity Foundation Gold Annuity Where it works best: For instance, if the participation rate is 80%, then your annuity will only be credited with 80% of the return on the index. The Annuity Gator’s End Take on the Atlantic Coast Life Safe Haven 5 Annuity Where this annuity works best: Just like all products, there can be some pros and cons, meaning that the item or service may work well for some, and not-so-well for others. Use the form on our website and one of the AnnuityGator. For producing an income for life that cannot be outlived by a surviving spouse. 0 Where it works the best: You may want to consider the Prudential HDLI v3. 75%. Pacific Life has been helping clients to grow and protect wealth for nearly a century and a half. He answered every question and never pushed for a sale. The company’s mission is to dispense honest guidance,. Barclays U. Date of experience: February 09, 2021The Annuity Gator’s End Take on the Prudential PruSecure Index Annuity: Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate of. As an example, the Jackson National Perspective II variable annuity prospectus includes updates that were included as of April 24, 2017. S. Headquartered in Newport Beach, California, Pacific Life. The opportunity for additional, index-linked. How EMC National Life Describes the Single Premium Annuity. The Annuity Gator’s End Take on the Sun America Polaris Variable Annuity Where it works best:According to the TIAA brochure, the Single Premium Immediate Annuity is a product that allows you to “build retirement income your way. Annuity Gator, Cortaro, Arizona. Balanced safety and growth. We offer this testing for free at Annuity Gator. Nobody likes that. My name is Joshua Schlinsky I specialize in helping Americans financially prepare for retirement with the proper use of annuities. So, a fixed index. 2. The Annuity Gator’s End Take on the Lincoln Life OptiBlend 5 Fixed Index Annuity Where it works best: This particular annuity will usually work the best for those who are looking for: Safety of principal The opportunity for index-linked growth Guaranteed lifetime income in. According to the Allianz Endurance Plus Annuity Product Profile [/desktoponly] Thereafter. These begin in Year 1 at 9%, and they gradually grade down to . Learn More About Me. The Annuity Gator’s End Take on the Jackson National Life Action Fixed Annuity. At Annuity Gator, our mission is to educate consumers on all things annuity. A Fixed Index Annuity (FIA) is a simple contract between you and an insurance company, but it’s often called a hybrid annuity. For instance, this annuity has ten years of back-end surrender charges.